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For all of you interested in purchasing the Kawasaki Ninja H2, have you guys thought about the insurance premium? How much does insurance cost for turbo/supercharged motorcycles?

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This is one thing that has a got me a little scared. I am thinking that the Ninja H2 is going to be really expensive to insure. The type of motorcycle it is must make it in one of the most expensive premium brackets.
 

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That depends mainly on:


1.) Where you live both country and local area. In high theft areas it will be a lot more.


2.) Your age and how many years of experience you can prove.


3.) How many insurance claims you have had in the past.


4.) Your driving record.


5.) Acceptable credit history, hence paid your bills in time.


6.) If you own a house with garage.


7.) If you installed an alarm / tracking system.


8.) If you have other vehicles insured with the same company.


9.) The bike, the engine size in cc, its sticker price and its accident and theft rate.


10.) If you are a vet, member of USAA, ARIA, etc.


In the US it can be anywhere between $300 and $10,000 a year with full coverage.


If your driving record is clean, you are older than 25, live in a halfway decent area with not too much theft, have at least a couple years of riding experience and didn't go bankrupt at some point you should be able to find insurance for around $600 a year.
 

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$600 for the whole year? That is less expensive than I thought, but given that I am 24, I am afraid the price will be significantly more than that.
 

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That depends mainly on:


1.) Where you live both country and local area. In high theft areas it will be a lot more.


2.) Your age and how many years of experience you can prove.


3.) How many insurance claims you have had in the past.


4.) Your driving record.


5.) Acceptable credit history, hence paid your bills in time.


6.) If you own a house with garage.


7.) If you installed an alarm / tracking system.


8.) If you have other vehicles insured with the same company.


9.) The bike, the engine size in cc, its sticker price and its accident and theft rate.


10.) If you are a vet, member of USAA, ARIA, etc.


In the US it can be anywhere between $300 and $10,000 a year with full coverage.


If your driving record is clean, you are older than 25, live in a halfway decent area with not too much theft, have at least a couple years of riding experience and didn't go bankrupt at some point you should be able to find insurance for around $600 a year.
@McCarthy pretty much go it spot on.

for those under 25 better put aside some money for insurance.
 

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you do not need an actuarial to compute the following

300Hp and multiply it with the derivitave of two wheels and factor in the cotangent of Text drivers = boatloads of money for premium
 

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I doubt that you would get insurance on the H2 for $325. a year unless you possibly leave in a rural area. I am over 70 & my BMW s1000R (160hp) is $650.00 by changing to a different company. My regular company that covers my other 3 bikes wanted $950.00. However, my Insurance Agent said that if I purchased the BMW S 1000RR there would be no discounted even if I went to another carrier & that bike has approx. 200HP. I reside in Southern Ca. with NO tickets or accidents on either cars or motorcycles. I anticipate for me the insurance on the H2 would be at least 1K annually more than my 13 Shelby GT500.
 

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I doubt that you would get insurance on the H2 for $325. a year unless you possibly leave in a rural area. I am over 70 & my BMW s1000R (160hp) is $650.00 by changing to a different company. My regular company that covers my other 3 bikes wanted $950.00. However, my Insurance Agent said that if I purchased the BMW S 1000RR there would be no discounted even if I went to another carrier & that bike has approx. 200HP. I reside in Southern Ca. with NO tickets or accidents on either cars or motorcycles. I anticipate for me the insurance on the H2 would be at least 1K annually more than my 13 Shelby GT500.
Good to know that you just don't have an awesome bike, but an awesome sports car as well :D

In the case of location when it comes to insurance, using the address of a family or friend (that allows you to) that lives somewhere ideal is a good way of getting around your location qualifying you for a higher rate.
 

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In the case of location when it comes to insurance, using the address of a family or friend (that allows you to) that lives somewhere ideal is a good way of getting around your location qualifying you for a higher rate.
I would expect that if you ever had to make a claim, the Insurance Company would easily find out about the false address (from the Police Report) and refuse to pay!

Just saying!
 
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