UK Insurance Quotes Are Insane!! - Kawasaki Ninja H2 Forum
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post #1 of 13 Old 04-16-2015, 11:23 AM Thread Starter
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UK Insurance Quotes Are Insane!!

According to this autoevolution article I am reading, insurance quotes in the UK for the Ninja H2 are a high as a third of the price of the bike! On top of that, only 1 in 44 insurance providers will even offer a quote for the Ninja H2.

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The first one was 5,752, for a 43-year-old rider with 25 years of experience, 9 years of no-claim bonus, no accidents and convictions, living in Essex, a county north-east of London. When location was changed to London, the prices went even higher, reaching 7,183, which is just under a third of the bike's price.
Apparently the best insurance that you can get is from Kawasaki itself, which offers it at 899 as long as you have the GPS tracker installed on the bike.

Kawasaki Ninja H2 Insurance Quotes Are Completely Crazy in the UK - autoevolution
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post #2 of 13 Old 04-16-2015, 03:40 PM
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Load of nonsense there isnt really a big issue here. I'm insured through kawasaki for just over 700. If you phone up Carole Nash instead of doing the online calculator it is not a lot more. Ditto mce but you have to go via their private client line. Price comparison websites are a blunt instrument with max value of around 19,999. This is because above this value the underwriter will need to take a view. Therefore it's a case of getting on the phone the old fashioned way. Same if not more money if you want to insure a panigale r at 45,000 with same online limitations and silly premiums. Try the 3 companies I've named above and Im sure you'll get 3 quotes under a grand. Not cheap but not the 5-7k scaremongering.


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post #3 of 13 Old 04-16-2015, 04:17 PM
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Mine was 888 through Kawasaki (Ramasis actually) for a dual bike policy
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post #4 of 13 Old 04-17-2015, 11:03 AM
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Obviously going with Kawasaki's insurance seems to be the best choice. The prices in that article are ridiculous. Are you guys saying that it is cheaper if you actually see the insurance agents in person though? That would be comforting and would make more sense too because those prices are crazy.
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post #5 of 13 Old 06-01-2015, 06:03 AM
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An insurance quote is an estimate of what your rate could be with a potential insurance carrier. Quotes are subject to change depending on how much information you give at the time of the quote.
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post #6 of 13 Old 06-01-2015, 06:49 AM
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There are no comprehensive insurance for bike in hong kong.

The insurance (third party) is hk$1,000.00(30% ncb/ncd)
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post #7 of 13 Old 06-01-2015, 12:11 PM
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Yes, Carole Nash insured me for little more than my modified Hayabusa, an acquaintance went to Kawasaki Insurance.

Just seen that the first couple of H2 crashes have happened. That won't improve future quotations.
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post #8 of 13 Old 07-09-2015, 09:45 AM
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Great advice guys - I too had a quote from MCE for 7,183 (Carol Nash could not quote). Kawasaki 734. Key here is the "Value" question - I stupidly said 22k (purchase price) - when I dropped this to 19k then got the right sort of numbers.
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post #9 of 13 Old 07-09-2015, 12:29 PM
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Kawasaki was $5000 here in the US for a 59 year old rider. I did run my 19 year old's info and it was $12,000 per year. "Sorry son, you can't ride my H2 unless you can afford the insurance."

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post #10 of 13 Old 07-09-2015, 02:13 PM
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I found Kawasaki to be the cheapest provider, around 780 for a four bike policy, just hope the H2 turns up in the next few weeks as promised.
Been with Carole Nash for years but didn't find them very helpful this time as they wouldn't quote until I had the bike, and the rough price they quoted was higher than Kawasaki, which considering I should get a discount with them on the classics I had through the VJMC was not very good.
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