Ninja H2 Insurance Speculations - Kawasaki Ninja H2 Forum
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post #1 of 44 Old 09-09-2014, 05:13 PM Thread Starter
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Ninja H2 Insurance Speculations

I've seen this conversation happening in several threads and i figured it warranted its own place for discussion. How insurance companies will deal with the H2 is paramount right now. If its a 750cc producing 1000cc plus power will it be classed as a 750cc or a 1000cc plus?

Not to mention the last time there was forced bikes they all ended up on insurance blacklists...

Quote:
Honda CX 500 Turbo / 650 Turbo
Yamaha XJ 650 Turbo
Suzuki XN 85 Turbo
Kawasaki Z 750 Turbo

The Honda, Kawasaki and Suzuki bikes were all listed on a State Farm insurance "blacklist" published by American Motorcyclist in 1989
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post #2 of 44 Old 09-10-2014, 01:05 PM
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I wonder if insurance companies will pick up on this and make the changes to reflect that it does produce power along the lines of a 1000cc although it's a 750.
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post #3 of 44 Old 11-02-2014, 04:28 PM
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Hopefully, we don't get banged over the head with insurance rates for the H2.

Should be same as ZX-10R rate ???

2008 ZX-10R (modified)
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post #4 of 44 Old 11-03-2014, 12:10 PM
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Hopefully, we don't get banged over the head with insurance rates for the H2.

Should be same as ZX-10R rate ???
I'm hoping that it's at least within the range of the ZX-10R but seeing how this is a forced induction bike, it has me worried that insurance might see it as a reason to jack rates up a good amount.
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post #5 of 44 Old 11-03-2014, 03:02 PM
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I think that the insurance for this bike is not going to be cheap. I am preparing myself for the worst but hoping for the best.
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post #6 of 44 Old 11-30-2014, 11:15 AM
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Insurance quote

I, a 45 year old male with 20+ years motorcycle riding experience and great record, am getting quoted $2k/year with collision/comprehensive, underinsured/uninsured coverage.
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post #7 of 44 Old 11-30-2014, 02:02 PM
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Originally Posted by OOgnirts View Post
I, a 45 year old male with 20+ years motorcycle riding experience and great record, am getting quoted $2k/year with collision/comprehensive, underinsured/uninsured coverage.
ouch! Where are you geographically? The reason I ask is because I'm getting into my late 40s and have close to 30 years "legal" street riding experience and also a great record, same insurance company for over 30 years. Since I'm close to Chicago my rates are higher than they could be
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post #8 of 44 Old 11-30-2014, 02:08 PM
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I am in the Phoenix AZ area. I can ride all year here, so my rates are probably going to be a bit higher for that reason.

Last edited by OOgnirts; 11-30-2014 at 02:13 PM. Reason: Added information
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post #9 of 44 Old 12-01-2014, 01:32 PM
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Originally Posted by OOgnirts View Post
I, a 45 year old male with 20+ years motorcycle riding experience and great record, am getting quoted $2k/year with collision/comprehensive, underinsured/uninsured coverage.

I am in So Calif. I am 72 with no tickets. Been riding since I was 16. I have 3 other bikes. I only put 1k mileage per year per bike. With 100/300 liability comprehensive, uninsured coverage I was quoted $818 with $1000 deductible with Geico. Other bikes have a $500 deductible.
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post #10 of 44 Old 12-01-2014, 03:32 PM Thread Starter
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Is it possible we're also too early to be recieving accurate quote information from the insurers? I know when they are unfamiliar with a new product/bike they will often err on the side of caution, considering there is little precedent for factory boost jobs I think I', going to hold of until the new year to begin poking around for insurance quotes...
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