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-   -   Ninja H2 Insurance Speculations (https://www.ninjah2.org/forum/kawasaki-ninja-h2-insurance-chatter/1058-ninja-h2-insurance-speculations.html)

Bazza 09-09-2014 05:13 PM

Ninja H2 Insurance Speculations
 
I've seen this conversation happening in several threads and i figured it warranted its own place for discussion. How insurance companies will deal with the H2 is paramount right now. If its a 750cc producing 1000cc plus power will it be classed as a 750cc or a 1000cc plus?

Not to mention the last time there was forced bikes they all ended up on insurance blacklists...

Quote:

Honda CX 500 Turbo / 650 Turbo
Yamaha XJ 650 Turbo
Suzuki XN 85 Turbo
Kawasaki Z 750 Turbo

The Honda, Kawasaki and Suzuki bikes were all listed on a State Farm insurance "blacklist" published by American Motorcyclist in 1989

kawi_fan 09-10-2014 01:05 PM

I wonder if insurance companies will pick up on this and make the changes to reflect that it does produce power along the lines of a 1000cc although it's a 750.

ninja boy 11-02-2014 04:28 PM

Hopefully, we don't get banged over the head with insurance rates for the H2.

Should be same as ZX-10R rate ???

NinJAHfu 11-03-2014 12:10 PM

Quote:

Originally Posted by ninja boy (Post 18810)
Hopefully, we don't get banged over the head with insurance rates for the H2.

Should be same as ZX-10R rate ???

I'm hoping that it's at least within the range of the ZX-10R but seeing how this is a forced induction bike, it has me worried that insurance might see it as a reason to jack rates up a good amount.

Clover 11-03-2014 03:02 PM

I think that the insurance for this bike is not going to be cheap. I am preparing myself for the worst but hoping for the best.

OOgnirts 11-30-2014 11:15 AM

Insurance quote
 
1 Attachment(s)
I, a 45 year old male with 20+ years motorcycle riding experience and great record, am getting quoted $2k/year with collision/comprehensive, underinsured/uninsured coverage.

YSR50 11-30-2014 02:02 PM

Quote:

Originally Posted by OOgnirts (Post 25706)
I, a 45 year old male with 20+ years motorcycle riding experience and great record, am getting quoted $2k/year with collision/comprehensive, underinsured/uninsured coverage.

ouch! Where are you geographically? The reason I ask is because I'm getting into my late 40s and have close to 30 years "legal" street riding experience and also a great record, same insurance company for over 30 years. Since I'm close to Chicago my rates are higher than they could be

OOgnirts 11-30-2014 02:08 PM

1 Attachment(s)
I am in the Phoenix AZ area. I can ride all year here, so my rates are probably going to be a bit higher for that reason.

als 15 h2 12-01-2014 01:32 PM

Quote:

Originally Posted by OOgnirts (Post 25706)
I, a 45 year old male with 20+ years motorcycle riding experience and great record, am getting quoted $2k/year with collision/comprehensive, underinsured/uninsured coverage.


I am in So Calif. I am 72 with no tickets. Been riding since I was 16. I have 3 other bikes. I only put 1k mileage per year per bike. With 100/300 liability comprehensive, uninsured coverage I was quoted $818 with $1000 deductible with Geico. Other bikes have a $500 deductible.

Bazza 12-01-2014 03:32 PM

Is it possible we're also too early to be recieving accurate quote information from the insurers? I know when they are unfamiliar with a new product/bike they will often err on the side of caution, considering there is little precedent for factory boost jobs I think I', going to hold of until the new year to begin poking around for insurance quotes...


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