Ninja H2 Insurance Speculations - Page 2 - Kawasaki Ninja H2 Forum
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post #11 of 44 Old 12-01-2014, 07:05 PM
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Originally Posted by Bazza View Post
Is it possible we're also too early to be recieving accurate quote information from the insurers? I know when they are unfamiliar with a new product/bike they will often err on the side of caution, considering there is little precedent for factory boost jobs I think I', going to hold of until the new year to begin poking around for insurance quotes...

When I received the Quote from Geico, they were aware of the H2 & already had it in their system.
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post #12 of 44 Old 12-03-2014, 12:17 PM
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$2k seems expensive for insurance, but if there was any bike that a company would want to jack the prices up, it would probably be this one.
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post #13 of 44 Old 12-03-2014, 02:47 PM
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Originally Posted by als 15 h2 View Post
When I received the Quote from Geico, they were aware of the H2 & already had it in their system.
That is a bit surprising to me, didn't expect them to have it logged in their system that quick.
I was expecting people to talk about that being an issue, good to know that at least with geico that isn't the case.
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post #14 of 44 Old 12-19-2014, 01:17 PM
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One way to get past some of the outrageous price of insurance is to either pay it off when you purchase or get a personal loan that is not tied to the bike and then go with minimum insurance package, liability alone.
If you crash it the cost for a fix is yours but if someone hits you go after their insurance.
Personal loans require excellent credit or very good collateral. Remember when it comes time to sign the papers at the dealer you MUST show proof of insurance if the loan is tied to the bike (auto loan kinda thing).

The diff between liability only and full coverage could easily be 75% less for the liability only. Check Geico.

If you go for a personal loan do not mention that you are going to purchase anything with a VIN number, they will ask why you want this loan and tell them it's for school or home improvement etc...
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post #15 of 44 Old 12-28-2014, 06:04 AM
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I'm thinking not much more if any than a typical liter bike. It should be based on engine size like most insurance companies do.

2015 BMW S1000R
2015 Ninja H2 (sold)
2015 C14 - Replaced 2013 Ducati Multistrada GT
2014 ZX-6R (track bike) Replaced 2011 ZX-10R
2005 KDX 200

Last edited by OKH2; 12-28-2014 at 05:50 PM.
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post #16 of 44 Old 12-28-2014, 01:14 PM
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I Was told $1400 full coverage.
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post #17 of 44 Old 12-28-2014, 01:48 PM
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Originally Posted by OneArmBandit View Post
I Was told $1400 full coverage.
One area where being old and in the UK helps - my H2 will be insured on my business trade policy (at no extra charge so effectively FREE !) but even if I took out a separate policy I would be looking around 125 for an unlimited cc, fully comprehensive, rider policy (covers me to ride any bike whether I own it or not)
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post #18 of 44 Old 12-28-2014, 05:52 PM
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I need to move my business to the UK.
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2015 BMW S1000R
2015 Ninja H2 (sold)
2015 C14 - Replaced 2013 Ducati Multistrada GT
2014 ZX-6R (track bike) Replaced 2011 ZX-10R
2005 KDX 200
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post #19 of 44 Old 12-28-2014, 05:54 PM
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Can I have a job at your place pebble35 and then you can put mine on the company policy too :-)
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post #20 of 44 Old 01-14-2015, 01:43 PM
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You guys are getting off light. My wife just had a 5 mph wreck in her car and I just checked on my coverage for the zx1000nffl with Progressive. After going through various options, it came back at $2700 per year for full coverage with 1000 deductible. Just for entertainment, I plugged in my 19 year old son's info to see the cost - the same coverage was $12,900 per year! Guess we won't see the normal 19 year old squids riding this thing.

I will probably check a few other companies to see if the rates vary much.
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