Great advice guys - I too had a quote from MCE for £7,183 (Carol Nash could not quote). Kawasaki £734. Key here is the "Value" question - I stupidly said £22k (purchase price) - when I dropped this to £19k then got the right sort of numbers.
The only problem with valuing it at £19,000 to get a quotation is if you ever have to make a claim. They are going to refuse the claim because you undervalued the bike.
The "helpful" person who accepted your valuation works on commission !!!!